• Contact

    • Bolton Office

      Contact details for our Bolton office.

  • About Us

    • Company Structure & Philosophy

      The MS Wealth Management ethos.

    • Our Team

      An introduction to the vital members of the MS Wealth Management organisation.

  • Professional Partners

    • Our World Class Partners

      Brief overview of our selected global partners, SEI & Towers Watson.

    • Our UK Partners

      Brief overview of our selected UK partners, Standard Life & Oxford Risk.

    • Personal Injury Trust

      Brief overview of the Personal Injury Trust.

    • Court of Protection

      Brief overview of the Court of Protection.

  • Investments

    • Investment Process

      Details of how we go about selecting the right investments for you & your money.

    • Personalised Wrap

      Your own area to monitor the progress and development of your investments.

    • Holistic & Bespoke Planning

      For those who are looking for a complete financial plan instead of individual aspects.

  • Business Wealth

    • Business Protection

      Ensure your business isn't damaged by the loss of a key employee.

    • Directors & Owners

      Information & advice on wealth management for business minded people.

    • Employee Benefits

      The right benefits package for your employee's could lead to increased motivation & productivity.

  • Personal Wealth

    • Flexible Retirement

      We monitor your investments to give you the best returns when you need them in later life.

    • Inheritance Tax

      Our expert advisors are on hand to give you all the information needed to deal with your inheritance tax issues.

    • Mortgage Advice

      MS Wealth Management can provide you with information and assistance on a wide range of mortgage options.

    • Tax & Pension Planning

      The key to a successful pension is proper planning, the earlier you start, the more return you will see.

    • Self Invested Personal Pensions

      The key to a successful pension is proper planning, the earlier you start, the more return you will see.

  • Home
Self Invested Personal Pensions
Flexible Retirement
Inheritance Tax
Mortgage Advice
Tax and Pension Planning
Self Invested Personal Pensions

Self Invested Personal Pensions

If you invest through our investment process you will enjoy the benefits of the wrap's self investment opportunities. Self investment means exactly what it says. It allows you more control over your choice of investment. This may mean buying land or commercial property (contact us to find out what you can and cannot invest into).

 

The self invested opportunity allows a more flexible retirement. For instance, you can take your tax free cash without any need to take income from your fund. This may be appropriate to pay off a loan or that promised trip of a lifetime.

 

The income can be taken in stages depending on your personal circumstances and all the options at retirement remain in place should you want to purchase an annuity later on.

 

Like all pensions, Self Invested Personal Pensions enjoy significant tax advantages for individuals and companies and should form part of your retirement thinking.

 

If you would like to know more then please contact us for information on how this type of pension plan can help you.

Phone: 01204 366 300 | Fax: 01204 366 344 | Email: info@mswm.co.uk | Address: Kirkhall Place, 69 Chorley Old Road, Bolton, BL1 3AJ | Site Map