MS Wealth Management Limited Registered in England and Wales: 04698059

MS Wealth Management Ltd. is authorised and regulated by the Financial Services Authority. FSA no. 454962

• Tel: 01204 366300
• Fax: 01204 366344

Our winning investment formula

MS Wealth Management  believes in having a disciplined investment philosophy to get the very best results for our clients.

This philosophy is based upon four main principles.

• Asset Allocation
• Portfolio Structure
• Multiple specialist managers
• Continuous portfolio management

These principles all work together to deliver a programme that offers investors personalisation, diversification, coordination and management.

It’s a strategy geared towards achieving both short and long-term investment goals that makes sense in today’s dynamic financial climate.

Let's first of all take Asset Allocation the importance of asset allocation is well established with the investment industry and has been demonstrated and proven, time and again. Particularly noteworthy is a well know 1986 landmark study which said that its asset allocation and not market timing or stock selection which is the primary factor in determining why different portfolio’s experience different return results. So we have a unique process by which your objectives are carefully defined and then aligned with portfolio strategies built using various assets. In an aim to get you the very best results.

Portfolio Structure to is important part of the process when we assess were a portfolio can invest broadly you automatically think of shares property gilts and cash, but this is only the beginning of the portfolio structure our success requires diversifying the portfolio structure further, for example the US stock market as four sub asset classes; large cap value, large cap growth, small cap value and small cap growth, so you shouldn’t just own shares in US stock you should ensure that you are getting the right mix across your portfolio and indeed this principle should be exercised across all the assets classes involved so that your portfolio is fully diverse.

Multiple specialist Managers - our approach is based on an outsourced Managers of Managers process, This mean that unlike a traditional process in which the adviser picks individual fund managers, we believe that most advisers do not have the time and resources to commit to such a specialist area, so that responsibility is outsourced to one of the leading specialists in this area who currently look after around 100 Billion of assets and have a large customer base which includes Deloitte, Unilever, Qantas and Mercedes Benz to name a few. This high-class management is now available to all our clients.

They currently take full responsibility for

• Choosing the fund Managers
• Determining the proportion of the portfolio that each manager will manage
• Managing relationships with the underlying managers
• Evaluating managers on an on-going basis
• Replacing them when necessary

Essentially they act as your investment manager, their objective is to ensure the delivery of consistent returns, low volatility and a high level of predictability which cannot be achieved through a single fund manager.

The manager of Manager is responsible not just for identifying competitive managers but for monitoring the overall portfolios at stock by stock, manager by manager level. The emphasis is on a clear and consistent investment process.

Continuous portfolio Management is the key to your successful process and the model portfolios are reviewed quarterly by experts in this field. It is possible that these portfolio's will change, we review your portfolio to ensure that the investment still reflects your own personal circumstances.We will offer to rebalance your portfolio back to its original percentages. This maintains your investment philosophy going forward.